All things finance related

  • Finance

    How to easily create a budget?

    You’ve come to the end of the month and realise your overdrawn. Now it’s time to create a BUDGET. It will takes some effort, but it’s a great way to keep track of your money. Setting up a budget means you’re: Less likely to end up in debt Less likely to get caught out by unexpected costs Able to spot areas where you can make savings In a great position to save up for a holiday, a new car, or another treat Step 1: Get organised and collect some data  To get started on your budget, you’ll need to work out how much you spend on: Household bills e.g Electricity…

  • Finance

    Boost your income: 5 easy ways to earn money

    The Dream 🙂 During the year of 2017, I had the pleasure of enjoying several trips abroad including Portugal,Greece, Mexico,The Netherlands and South Africa. I love travelling but every year my bank balance doesn’t. With every holiday, i found i had less income to spend and after much investigation, I realised I was living wayyyyyyy out of my means. A coffee here, a cocktail there, a Dominos there. So i cut a few things out…(Maybe not the Dominos :3) but even then it wasn’t enough to keep up with my wanderlust. So i got my laptop once again and looked for 5 ways i could easily boost my income. STEP…

  • Finance

    How to save money

    Second post – How to adult – Savings*These are my own views. I’m not endorsed by anyone mentioned. This is a blog sharing my thoughts on life* One of the hardest things to do as a adult is save. “You are drawn to the life now not later.” – YOLO for short. With rising costs and stalling incomes, the current generation of humans are struggling with debt and even worse unfulfilled potential. So who has time to save let alone pause for a breath. A couple of months ago i started a journey from £1367 pounds worth of debt to £0. After much penny pinching, I reached my goal and…